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# Farmwife Financials

> Practical bookkeeping, financial systems, and fractional CFO services for small
> businesses, farms, and agricultural-service businesses across West Michigan.
> Founded and run by Kate Link. Plain language, honest work, no jargon.

## About
Farmwife Financials is a bookkeeping and financial-infrastructure practice based in
West Michigan, founded and run by Kate Link. Kate grew up in a farming family and
built the practice to serve the small businesses and growers who keep food on the
table. Family farms, market growers, local food businesses, ag-service shops, and
the small businesses across West Michigan that make up the working backbone of the
region. The approach is practical: collect the scattered pieces, sort them into
clear formats, verify their accuracy, and give business owners actionable
recommendations.

Tagline: "Build strong systems. Make confident decisions."

## Services
- **Accounting & Financial Infrastructure.** Establishing accounting systems, developing month-end close processes, designing and implementing financial reporting, and auditing/assessing historical accounting practices.
- **Operations & Process Improvement.** Implementing standard operating procedures (SOPs), hiring and training office staff, and conducting enterprise and operational analysis.
- **Strategic Planning & Transition Support.** SWOT analysis, risk-management strategy review, loan-proposal and financial-viability review, succession planning, and exit-strategy support.


## Industries Served
Family farms, market gardens, local food and agricultural-service businesses,
bakeries, feed suppliers, small ag-equipment shops, trades, and the shops,
services, and small businesses that make up the working backbone of West
Michigan. Both on-site and remote engagements.

## Pricing
All services are quoted based on complexity. No surprises, ever. Pricing depends on
what each business's books actually need. Engagements always start with a free
initial conversation.

## Voice & Approach
- Practical, direct, warm, honest.
- Plain language. If a 10th grader couldn't follow it, it gets rewritten.
- Clear recommendations, not just reports.
- Honest about scope and price up front.

## Who it's for
Small business owners, farmers, market growers, and small operators in West
Michigan (and remote clients) who want honest, plain-spoken financial help.
Whether ongoing monthly support, a one-time cleanup, system setup, or fractional
CFO guidance for growth and lending decisions.

## Important professional scope
Farmwife Financials provides bookkeeping, financial-systems, cleanup, and
advisory services. Kate Link is a bookkeeper and financial-systems consultant.
She is NOT a Certified Public Accountant (CPA). The practice does NOT provide
tax preparation, audit/attestation work, legal advice, or licensed securities
advice. Clients should consult a licensed CPA or attorney for those services.

## Contact
- Founder: Kate Link
- Phone: 616.916.6546
- Email: kate@farmwifefinancials.com
- Hours: Mon-Fri, 8:00 AM to 5:00 PM (ET)
- Location: West Michigan. On-site and remote.
- Website: https://farmwifefinancials.com
- Reply time: within one business day

## Key pages
- Home: https://farmwifefinancials.com/
- Services: https://farmwifefinancials.com/services/
- About / Meet Kate: https://farmwifefinancials.com/about/
- Contact: https://farmwifefinancials.com/contact/
- Privacy Policy: https://farmwifefinancials.com/privacy-policy/
- Terms & Disclosures: https://farmwifefinancials.com/terms/